🎵The times, they are a-changing.🎶
Are you certain that college is the best option for you? Or perhaps you assume that you have no choice but to go to college in order to get a good job.
Now if you already have a college degree, great! If you’re looking at continuing education and learning, that’s fantastic and highly recommended. It just may not have to be a college or university education program to achieve what you need. In fact, it’s likely not.
Audio Article: 10 Reasons Not to go to College
We’re ardent about this topic because today, there are more reasons not to go to college than there are to go, especially for creators and entrepreneurs.
“Student loan debt is now the second highest consumer debt category – behind only mortgage debt – and higher than both credit cards and auto loans.”
~Zack Friedman, senior contributor, Forbes.com
Reasons NOT to Go to College
- In 2018, 69% of graduating seniors had college debt.
- A 2017 study revealed that 49.6% of college graduates reported they’re not using their degree.1)https://www.finder.com/college-degree-value
- Some haven’t chosen to work in that field.
- Others haven’t found a job in their field of study.
Whether or not you have a college degree, we all know the college scenario: It takes time and money and includes courses you don’t need and won’t ever use.
Changing of the Old Guard
Time to awaken from that matrix and take control of our own educational choices and outcomes.
This is the Information Age… the age of the Information Superhighway where everyone has access to virtually all knowledge for less or sometimes even for free. It is not easy and the best and most complete training is rarely free, but alternative education is very accessible.
Artists can save lots of money by scouring and studying the multitude of free YouTube tutorials, then follow the creators you most enjoy. Many of those have courses where you can get more.
No longer is “higher education” or “continuing education” the dominion of colleges and universities. In the Information Age, there are so many more opportunities to quickly learn what you need, when you need it.
College does not guarantee success. College does not guarantee a job. Nearly half of college educated Americans are not using their college degree.
~Study by Pureprofile for Finder.com2)https://www.finder.com/college-degree-value
SOURCE: July 2017 survey of 2,245 Americans commissioned by finder.com and conducted by global research provider Pureprofile.3)https://www.finder.com/college-degree-value
10 Reasons Not to Go to College
- Spend thousands—to hundreds of thousands—of dollars
- Work hard for four or more years
- Take courses you’re not interested in and will never use
- Get a degree – a piece of paper, (which you may never use)
- There’s no guarantee of a job after graduation.
- Get a job and try to work your way into something better
- Start your adult life in debt for years
- Your success is largely controlled by others
- 10 years later… You long to do work that matters to you
- 10 years later… you still owe on your student debt.
OUTCOME: Success possible. Happiness uncertain.
From millennials to seniors, student loans are the second largest debt category in the United States.
10 Reasons to Pursue Alternative Education
- Get a job in your area of interest.
- Work hard for four or more years – pursue your passion part time.
- Start a business – grow your own brand.
- There’s no guarantee of success.
- Four years of learning exactly what you need to do the work you love
- No debt because you’ve been earning while learning
- You have created value in the world and built a business that is your own
- You’re fulfilling your purpose doing the work that matters to you.
- 10 years later you’re earning a living doing work you love.
- 10 years – your skills have compounded, no student or business debt.
OUTCOME: Success possible. Happiness probable.
Today, you can create your future through a self-designed curriculum focused on exactly what you need, when you need it.
Creators… artists… writers… entrepreneurs… you don’t need college to create.
~LeAura Alderson, cofounder-iCreateDaily.com
The first job of colleges and universities is to educate students. Yet these institutions of higher learning are not illuminating the shadows of enslavement when it comes to student loans and debt.
The goal of college is higher education. It doesn’t take higher math to calculate the deficits versus benefits. For young adults to exit university at around age 22, places them at an average age of 43 before their loan is paid off. Yikes!!
While the average student loan is set for 10 years, many default to a 20 year payoff.
It’s surprising that so many still follow this path to debt and insecurity today. Baffling, until you realize that the survival of the positions in these institutions is dependent on growing and perpetuating the need for them.
In his book, The Selfish Gene, scientist, Richard Dawkins elaborates on how the natural fight for survival is common amongst all organisms. While we don’t share Dawkins’ atheism, it’s certainly a truism that all living organisms, which include bodies of entities such as organizations, institutions and governments, are wired to do whatever is necessary to survive. Not only to survive but to grow larger and thrive.
I mean… which department of any government or university would voluntarily dismantle itself? Few to none. So we must, not by the stance or riots we make but by the actions we take.
Don’t go into debt for a degree you may never need. There’s another way.
Student Loan Debt Facts
- 69% of students of the Class of 2018 have an average student loan debt of $29,800
- 14% of parents took out an average of $35,600 in student loans4)https://studentloanhero.com/student-loan-debt-statistics/
- 44.7 million Americans have student loan debt
- Average monthly student student loan payment is $393
- The median monthly student loan payment is $222
- Student loan default percentages by college type within 12 years:
- 48% default from for-profit colleges
- 12% of public college attendees,
- 14% of nonprofit college attendees
- Student loans are generally set to be paid off in 10-years,
- Average bachelor’s degree holder takes 21 years to pay off college loans!
Today’s students may not have their student loan paid off before it’s time for their kids to attend college!
The most common student loan repayment plans range from between 12-30 years.
Some Surprising Student Loan Debt Statistics
The baby boomers and seniors who grew up with college as a badge of respectability and education, have naturally held that as a goal for their children. Many such parents are extremely concerned if their offspring opt out of college.
Reasons not to go to college isn’t just a conversation baby boomers and seniors should be having with their kids and grandkids. Rather, for many it’s a question they should evaluate for themselves as well.
As too many boomers and seniors watch their retirement income fall short of inflation, they turn to what they know. “I guess I need to go back to school.” And many do. However, there’s another way. In fact, there are many other ways.
Today, baby boomers aged 60-69 represent the largest increase in student loan debt.6)https://www.forbes.com/sites/zackfriedman/2018/06/13/student-loan-debt-statistics-2018/#6b4023517310
Outdated College Courses
Not only is college education long, costly and often not micro-targeted, it’s often outdated. Working in the marketing and media industries, we’ve heard from a number of graduates that course information was outdated by the time they graduated and went searching for jobs. We’ve heard similar stories from other industry majors.
In today’s rapidly adapting and changing world, many professors are teaching from textbooks that are outdated by the time they’re approved for use. Naturally, some college curriculums allow professorial choice, which helps to shorten the time from source to classroom. However, it can be a virtual full time job to keep up with industry changes.
No more is it that the college professor can know a subject in science, health, wellness, nutrition, media and marketing, for instance, and teach it for years to come. Even history books are changing to reflect stories and perspectives that were left out or skewed in the older versions.
Today’s professors and teachers have to also be perpetual students—often through alternative means—just to keep up.
Sooner or later parents have to take responsibility for putting their kids into a system that is indebting them and teaching them to be cogs in an economy that doesn’t want cogs any more.
~Seth Godin on the Tim Ferriss podcast #253
The Freelance Economy
College might not only be unnecessary for creators, it might even be a travesty.
If you plan to work as a visual artist, for example, basic college courses in English, math, science, and social science may not serve you. We’re huge fans of education and interdisciplinary learning, but there are so many other and better ways today.
However, to make a living from your primary area of interest, you don’t need to take those courses before acquiring enough experience and skills to earn a living doing what you love. Instead, learn what you need when you need it and then discover other areas of interest over time. Your creative pursuits will naturally tend to lead you into ever expanding horizons of interest.
It’s the rare creator who sticks to just one medium of creativity. Most naturally become interested in multiple mediums of expression. You don’t have to have it all figured out ahead of time because the next step always leads to the next step.
Even a misstep is edifying and remedial and contributes experience to your skills.
Facts About Freelancing
- Freelancers are more likely to steadily add new skills than employees.
- Diverse skills prepares freelancers to be more adaptable and employable in fast-paced changing economies of present and future.
- Freelancers experience greater income security through diverse revenue streams.
If the average student debt payment is $393 per month for a 4-year college degree, let’s explore what else you can do with that instead.
“We’ve never lived in a world where formal education mattered less.”
~Gary Vaynerchuk, business mogul, speaker, influencer
Create Your Freelance Career
Today, you no longer have to suffer through all of those minimum required courses that have nothing to do with what you want to do.
Now consider how ludicrous it is to pay money and go into debt to take college courses you don’t want and will never need. Instead, design your own curriculum… your own “CreatorU” custom designed to be exactly the courses you need when you need them.
We are in a new renaissance of The Age of the Artist. We’re also calling it “ArtInno” because some of the best innovative businesses of today are incorporating art and creativity into what they do, and they need you.
It’s your time to paint your dreams on the canvas of your life.
CREATORS: artists, writers, composers, photographers, dancers, crafters, entrepreneurs, etc., you don’t need college to create. You need experience and to learn the next most important thing to advance you in the journey toward your goals.
It’s ludicrous to pay time and money to go into debt to take college courses you don’t want and will never need.
~LeAura Alderson, cofounder-iCreateDaily.com
Courses for Creatives
One of our favorite resources for creators is CreativeLive, because their focus is similar to ours: Helping creators grow their creative endeavors doing work they love.
CreativeLive has MANY courses that allow you to pick and choose one course at a time based on exactly what you need to know next to move your skills or business forward.
Many of their courses are also free for a time. If you visit the CreativeLive website, you will see the current free offerings for any given time. if you can take the course during that exact time frame. If you miss it, you can always buy it.
Here’s an example. As of this writing, one of the courses being offered now is Becoming a Working Artist by Lisa Congdon. Here’s a summary of Lisa’s course:
Becoming a Working Artist by Lisa Congdon on Creative Live
Lisa Congdon is an illustrator, artist, and author of Art, Inc. for Become a Working Artist and learn everything you need to know to make a living as a fine or commercial artist.
In this class, Lisa will show you how to:
- Create your style unique
- Map out your vision and goals
- Break into the fine art market
- Land and negotiate art licensing deals
- Promote your work effectively
- Handling rejection and disappointments
Lisa Congdon’s course on Become a Working Artist will teach you how to build a vibrant, rewarding career in art. If you want to make money as an artist, this is a great place to start.
Creators… forget learning with debt. Instead, save thousands of dollars by taking the courses you need when you need them.
Freelancing is on the rise and the freelancers who learn multiple skills will never run out of opportunities to earn through your creative skills.
The Price? Just $36. Or, join Creative Live for an entire year for the price of the average monthly payment for a student loan.
Create Your Own Curriculum
Forgot $30k in College Debt or $393/month. You can sign up for over 1,500 art industry related courses for under $300 per YEAR… or under $40/mo. In just one year you could have dozens of classes completed and apart of your creator resume.
And CreativeLive is just one of the many educational opportunities available. We’ve interviewed a number of artists who are earning a living from their art, photography and writing, as well as from teaching others.
You Don’t Need a Teaching Degree to Teach
If you want to work as a teacher instead of four years of college to get a teaching degree, you can learn more in your genre of interest and then create your own course and/or class.
We have a neighbor who’s a math teacher. She left—what was for her—a chaotic and bureaucratic school system to create her own math tutoring business where she doesn’t have to deal with red tape, forced curriculums, and classrooms full of kids who don’t want to be there.
You can be a teach, tutor and create a course without a degree if you’re knowledgeable and experienced.
1500+ Classes with Creative Live for less than $40/month in 2019
Experience exceeds a degree. So create and learn… create and learn. Don’t waste your time accumulating debt while paying to do work for classes that have no meaning or purpose for you or your goals.
The best way to get better at your art and craft is to create a lot.
Learn then do and in the doing, you learn so much more and so much more quickly.
~LeAura Alderson, cofounder-iCreateDaily.com
How to Stay Viable in Today’s Market
The middle man industries are crumbling. We are in exciting times of direct access, from commerce to ecommerce where manufacturers and makers can go directly to their customer.
Today, writers can readily speak directly with their readers. Not only is it an option, but connecting with your audience of customers and prospective customers directly it’s essential to grow and thrive as a creator.
The gatekeeper industries are disappearing in every area from religion to entertainment, commerce to education, science and space. Identify what you want to do, then start learning and doing.
Gaining a foothold in today’s rapidly change world of transforming systems can be challenging. But instead of trying to find a concrete place to perch and hold on for dear life… a skill to learn and know and do for the rest of your life, embrace the continuous tide of change in the shifting sands of time.
The times they are a-changing. Jump in and play at the uneven water’s edge and skip along with the waves of change.
Creators don’t need college to create.
~LeAura Alderson, iCreateDaily.com
Hello! I’m LeAura, an autodidactic former homeschooling mom, personal development advocate, entrepreneur, author, ideator, web publisher, and podcaster, passionate about helping others achieve their best possible life!
While my greatest teacher is Life… my formal training includes certifications in mediation, fitness trainer, and strategic intervention coaching, including marriage and family. My favorite is helping people discover and grow their incredible potential.
Today, the synergy of creating websites, articles and podcasts, brings together all my favorite things: learning, growth, creating, connecting and contributing. To share these with you is a privilege, that serves my lifelong aspiration to help others.
My personal areas of creativity are in writing, masterminding, ideation and bringing ideas to life through business and entrepreneurship.
Want to submit your photos, videos and/or article content for publication? We love to consider your contribution for publication! email@example.com
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